Sustainability criteria

A Debt Agreement Proposal must be sustainable.  Most Debt Agreement proposals are based on offer to repay debt using the surplus funds from your household budget. Given your offer to repay your debt will be based on your household budget, the budget must be sustainable.  That means the income and expenditure contained within the budget must be sustainable and realistic.  There is little point putting forward a debt agreement proposal which is not sustainable and realistic.  In fact it is the role of the Debt Agreement Administrator to certify that the proposal is sustainable.